Upcoming Maintenance

Due to maintenance, HCU Digital Banking may be unavailable Sunday, 04/21/2024 from 12:00am to 6:00am, Central Time.

Youth Accounts

Our youth savings and checking accounts are built with kids in mind.  Fun benefits, dividends on small balances, and even fee rebates will fit your child’s life, no matter what stage they are in.

Smart Start Savings

Smart Start Savings

Power up your child's savings with a Smart Start Savings account. Kids 12 and under learn about saving money, while earning great bonuses.
Gateway Savings

Gateway Savings

For ages 13-18. Young adults will learn good financial habits, build their savings, and earn bonuses for good grades, all with one account.
Gateway Checking

Gateway Checking

Checking designed for members under the age of 19. No monthly fees, no minimum balance, and cash back when you use your HCU debit card.