ONLINE LOGIN
Register

Need Help?
Register
Upcoming maintenance on December 8th AlertOnline Banking will be unavailable from Sunday, December 8th at 10pm CT through Monday, December 9th 7am Central time, due to system maintenance.
Open an AccountApply for a LoanRatesFind A Branch
Upcoming maintenance on December 8th
Online Banking will be unavailable from Sunday, December 8th at 10pm CT through Monday, December 9th 7am Central time, due to system maintenance.
Mobile Login
Open an AccountApply for a LoanRatesFind A Branch
Heartland Credit Union
  • For You
        • Checking
        • eChecking
        • Premier Checking
        • Gateway Checking
        • Stepping Stone Checking
        • UnChecking
        • Overdraft Protection
        • Switch Kit
        • Change is Good
        • Travel Worry Free
        • Savings
        • Prime Share Savings
        • Custom Savings
        • Christmas Club Savings
        • Scottie Savers
        • Gateway Savings
        • Coverdell Savings
        • Health Savings Account
        • IRA
        • Investment Share
        • Certificates
        • Money Market
        • Add-On Certificates
        • Save to Win Certificates
        • Loans
        • Auto Loans
        • Home Loans
        • Flex HELOC
        • First-time Homebuyers
        • Credit Cards
        • Recreational Vehicles
        • Personal Loans
        • File a Claim
        • Connect
        • Contact Us
        • Branches and ATMs
        • InstaCheck
        • Online Banking
        • Mobile Banking
        • Mobile Wallet
        • Bill Pay
        • Manage Your Accounts
        • Planning
        • Investment Services
        • Insurance
  • For Your Business
        • Business Checking
        • Business Basic Checking
        • Business Checking
        • Business eChecking
        • High Yield Business Checking
        • Business Savings Accounts
        • Business Prime Share
        • Business Special Use Savings
        • Business Money Market Account
        • Business Investment Share
        • Business Sweep Accounts
        • Business Loans
        • Express Line of Credit
        • SBA Loans
        • Ag/Equipment Loans
        • Business Credit Cards
        • Visa Business Credit Card
        • Visa Purchasing Card
        • Visa Purchasing Login
  • The Heartland Way
      • Membership Eligibility
      • Become a Member
      • Refer a Friend
      • Our Story
      • Committed to Community
      • Heartland Connections
      • Careers
      • Volunteers
      • Forms, Policies, Disclosures
  • Financial Education
      • Financial Education Center
      • Stickley on Security
      • Calculators
  • Home
  • Rates
  • Rates
  • Search

WHEN YOU'RE

YOUNG ENOUGH

FOR A GREAT DEAL

Gateway Checking

You’re young and need a break. Well, here it is. Totally free checking that pays you back. No minimum balance, no service fees and we’ll reimburse you for using someone else’s ATM.

It's the Heartland way.

Features

Heartland Credit Union offers youthful perks

  • Free VISA Debit Card
  • Free access to over 28,000 ATMs
  • Automatic monthly foreign ATM rebate (calculated at month end; $5 max rebate)
  • Free first box of checks
  • Free Online and Mobile Banking
  • Instacheck Mobile Check Deposit available with Mobile Banking
  • Unlimited free HCU BillPay
  • Free eStatements and eAlerts via email

Open your new Gateway Checking account through HCU Online Banking, by visiting your nearest branch, or calling our eBranch at 800.428.8472.

Learn more about other Heartland Credit Union checking options

Rates

Checking Account Rates

    Switching has never been easier.
    Switching has never been easier.

    Welcome to the land of laidback.

    Learn More
    Consider this a financial safety net.
    Consider this a financial safety net.

    Stake your reputation on it

    Learn More
    Better manage your finances.
    Better manage your finances.

    Discover more about checking accounts

    Learn More

    Gateway Checking

    • Logo
    • Facebook
    • Twitter
    • Instagram
    • Linkedin
    Federally Insured by NCUAEqual Housing Lender

    About Us

    Phone: 800.428.8472

    Fax: 620.669.8123

    Routing Number: 301178372

    Hutchinson - Haven - Newton - Wichita

    Key Links
    • Open an Account
    • Careers
    • Contact Us
    • Feedback
    • Terms
    • Find a Branch or ATM
    • Privacy Policy
    • Apply for a Loan
    • ADA
    Heartland Credit Union © 2019. W1