Saving for the future

We’ve got tools to help you save toward retirement and beyond.

Certificates and IRAs

An Individual Retirement Account is a great way to start saving toward a healthy retirement.  Our Certificates can earn you our best rate of return now and for years to come.  Let us help you decide what best fits your savings needs.

Certificates

Certificates

Earn some of the best dividends we offer with nearly no risk to your money.
15 Month Certificate

15 Month Certificate

Plant the seed of savings and start earning 1.36% APY* with our limited-time 15-month certificate.

Add-on Certificates

Add-on Certificates

Enjoy the return and security of a Certificate with the ability to make deposits like a Savings account.  It’s the best of both worlds.
IRA

IRA

Prepare for your financial future today by adding a Heartland Credit Union IRA to your retirement plan.

Save-to-Win

Save-to-Win

Save money with a Save-To-Win Certificate and earn chances to win up to $5,000 with every $25 deposit.