Credit and Lending

What is a HELOC?

For most people, your home is your greatest and largest asset.  A Home Equity Line of Credit (HELOC) can help you take advantage of the equity you have in your home to give you financial flexibility.  Whether you’re looking to do home improvements, pay for college, or simply take vacation, a HELOC can be a great solution.

How to tackle credit card debt

How to Tackle Credit Card Debt

It’s all too easy to rack up credit card debt during the holidays. If that has happened to you, don’t panic. While it’s much easier to dig yourself deep into debt than it is to claw your way back out, there is hope. If you create and follow a strong debt-reduction plan, you’ll be back on your feet in no time. Here’s how to do just that.

Understanding debt consolidation

Understanding Debt Consolidation

When you're facing money problems, you might think about debt consolidation as a solution. Debt consolidation isn’t just one thing – it's a broad term that includes various ways to deal with debt issues. To figure out if it's the right choice for you, the first thing you need to do is understand what debt consolidation is all about.

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