You have choices.

Pick the length of your certificate and earn the same great dividend.

2.67% APY Pick-Your-Term Certificate

Our new Pick-Your-Term certificate allows you to choose from a 22, 34, or 46-month term and earn the same great return of 2.67% APY*.  You get to choose how long you leave the funds on deposit, based on your own needs.  Pick how long you want to take advantage of this great dividend and we’ll start growing your savings today.

The choice of term allows you to pick the time period that fits your savings strategy.  Choose from 22, 34, or 46 months.
Regardless of the term you pick, you’ll still earn the same great dividend of 2.67% APY.  You simply pick the timeframe that’s right for you.
If you’ve got new money to move to HCU, you won’t find a better rate.  Plus, it’s only a $500 minimum to open so almost anyone can take advantage of this great rate.
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Pick-Your-Term Certificate Features

  • Choose from 22, 34, or 46-month terms
  • Earn the same 2.67% APY, regardless of your term
  • Available to members moving new money to Heartland Credit Union
  • Funds are Federally Insured by NCUA

​*Limited time offer, membership required, *2.67% Annual Percentage Yield (APY) when you open a Pick-Your-Term certificate with new-to-HCU funds. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit, $100 for youth accounts. Rates accurate as of July 22, 2022.