Boost Your Savings
Make your savings soar with a certificate from HCU.
Earn up to 4.60% APY
Boost your savings to new heights with a certificate from HCU. Choose our special 17-month Certificate and earn 4.30% APY, or take advantage of our 30-month Add-on Certificate and earn 4.60% APY. Whether you're looking for a short-term investment or the flexibility to add money to your certificate, we can make your money soar!
Open a 30-month Add-on certificate and you can help your savings grow even faster! Make deposits into your certificate anytime, without extending the term. It's a great option when you're saving for a bigger purchase or down payment.
A certificate from Heartland Credit Union is a safe and secure investment. There is virtually no risk to your savings. You can feel comfortable knowing you're earning a great return, without risking your principal.
Looking for a short-term investment? Our 17-month certificate provides a great return of 4.30% APY. Whatever your investment needs are, we have the solution to get you a great return.
30-Month Add-On Features
- Deposit funds anytime without extending the term
- Low minimum opening balance of just $500 or $50 automatic deposit. $100 minimum for Youth accounts
- No minimum for add-on deposits via online banking, direct deposit, or automatic transfer from an existing account
- Funds are federally insured up to $250,000 by NCUA
17-Month Certificate Features
- Short 17-month term
- Take advantage of this offer with new or existing funds
- Minimum $500 to open, $100 for Youth Accounts
- Funds are federally insured up to $250,000 by NCUA.
Have an HCU representative contact you
Membership required. *4.60% Annual Percentage Yield (APY) when you open a 30-month Add-on certificate. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit or $50 automatic deposit, $100 for youth accounts. Add on anytime during the entire term. $500 minimum add-on in person or over the phone, $100 for youth. No minimum for add-ons done through digital banking, direct deposit, or automatic transfer from existing accounts. Maturity date will not advance.
^Limited time offer. 4.30% Annual Percentage Yield (APY) when you open a 17-month certificate. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit, $100 for youth accounts. Rates accurate as of Feb. 24, 2023
^Limited time offer. 4.30% Annual Percentage Yield (APY) when you open a 17-month certificate. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit, $100 for youth accounts. Rates accurate as of Feb. 24, 2023
