Important home-buying documents

• Two most recent pay stubs
• Two most recent W-2s or federal tax returns (if self-employed or receive a commission)
• Additional income sources, e.g., social security, pension or retirement award letters (if applicable)

• Two months of bank statements for checking and savings accounts
• Retirement account statement dated within the last 90 days
• A copy of the sales contract if selling property.
• Gift letter(s) with supporting documents, including a deposit receipt (if applicable)

After we have all of your assets and down payment information, we need to get information on your new home.

• A copy of the accepted and signed purchase agreement
• Termite, well and septic inspections, typically ordered by your real estate agent
• Insurance quote for your new home

• Divorce decree
• Bankruptcy paperwork
• Child support/alimony and proof of children’s ages

If you think we’ll need the document, then you’re probably right.  Being able to provide all documentation up front will ensure a quick, efficient and smooth closing.