May we be of assistance?

You may qualify for a $7,500 grant towards your first home.

First-time Homebuyer’s Grant

We understand saving money isn’t always easy.  With a First-time Homebuyer’s Grant you don’t have to let a down payment or closing cost keep you from purchasing a home. With our help, you might qualify for a $7,500 first-time homebuyer grant.

It's the Heartland Way.

Income-eligible first-time homebuyers may qualify for a grant of $7,500* to provide down payment or closing cost assistance, greatly reducing your out-of-pocket expense.

  • Grants for 2023 will be available beginning on March 6, 2023
  • With approved credit for qualified buyers
  • Income limits apply and subsidies are limited
  • Grant recipients will take a free online homebuyer education course designed for first-time homebuyer's to help you prepare for homeownership
  • Live in the house for at least 5 years and the grant will be fully forgivable

*Funds are limited, so contact an HCU Real Estate Loan Consultant immediately for more information or to apply. Call us at 800.428.8472.