Disability Insurance

If you become ill or injured and you’re unable to work for an extended period, disability insurance from Heartland Wealth Strategies can protect a portion of your income and help maintain your current lifestyle. Our Disability Insurance provides an essential safety net, providing income, so you aren’t forced to use savings or retirement funds while you are unable to work.

Make sure your future is protected.
Disability insurance from Heartland Wealth Strategies can protect a portion of your income and help maintain your current lifestyle.  Unlike employer plans, you own this policy and take it with you throughout your career.

Is disability insurance important?
Disability insurance provides a crucial safety net, providing income so you aren’t forced to use savings or retirement funds while you are unable to work.

How does disability insurance work?
If you become ill or injured and you’re unable to work for an extended period of time then your disability coverage kicks in and you receive a portion of your income.

Let’s chat.
Call us at 800.428.8472 to start your conversation.

Disability Income Insurance policies contain exclusions and limitations. Eligibility for disability income insurance, additional policy benefits and qualification for benefits is determined on a case-by-case basis.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Certain insurance products listed are offered through Heartland Wealth Strategies.

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Heartland Credit Union (“Your Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Heartland Credit Union and Heartland Wealth Strategies are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Heartland Wealth Strategies, and may also be employees of Heartland Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Heartland Credit Union or Heartland Wealth Strategies. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or any other Government Agency | No Credit Union Guarantee | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: Arizona, Arkansas, California, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Louisiana, Michigan, Missouri, Nebraska, New Jersey, New York, Oklahoma, Virginia, Washington, and Wyoming.