You deserve awards.
Use your Diamond Awards Credit Card and be awarded with amazing perks.
Diamond Awards Visa
Earn points on everything you buy with your HCU Diamond Awards Credit Card and redeem them for free travel, cash back, gift cards and more! You’ll even earn bonus points on gas and groceries. It’s a great way to reward yourself for doing what you do every day. Plus, there’s no annual fee and it’s accepted anywhere Visa is accepted. Just a great card with great rewards and great perks.

Redeem your points online for cash, travel, gift cards, and merchandise. There are rewards for everyone with a Diamond Awards Credit Card.

You can earn up to 20,000 bonus points when you open your Diamond Awards Credit Card, just by using your card to make everyday purchases.

Transfer a balance to your Diamond Awards Credit Card within the first 60 days and get 0% Intro APR for 12 months.

Diamond Awards VISA Features
- Earn points to redeem for cash, travel, gift cards, or charitable contributions
- Earn two points for every dollar spent
- Earn three points per dollar spent on gas and groceries every month
- 0% intro APR* for 12 months on balance transfers, when you open a new Diamond Awards Visa
- BONUS OFFER: Earn 20,000 bonus points after you spend $3,000 in the first 3 months after account opening.
- No annual fee
- No foreign transaction fee
- 10-day late payment grace period
- 100% fraud protection, zero-dollar liability
- Free $250,000 travel accident insurance
- Cash advances at ATMs worldwide
Cardholder Benefits
Trip Cancellation and Trip Interruption
For those times when your trip doesn't go as planned.
Lost
Luggage
Reimbursement
Luggage not make it to your destination? We've got you covered.
Travel and
Emergency
Services
Here to help you if an emergency happens when you're away from home.
Auto Rental Coverage Damage Waiver
Accidents
can happen, but you
can be covered.
Extended
Warranty
Protection
Providing
extra protection on
qualifying purchases.
Porch
Piracy
Protection
Protection
for that
special delivery.
*Membership required. 0.00% introductory APR for a period of 12 billing cycles on balance transfers done within 60 days of card open date. After that, your APR will be 13.90% to 21.90% APR, based on your credit worthiness.