Go Beyond Banking for a Chance to Win Big!
At Heartland Credit Union, we’re turning everyday spending into something extraordinary. With our Spend and Win giveaway, one lucky member will win $5,000, and two runners-up will each score $500*—just for opening a Beyond Spending account or using your HCU Debit Card with a Beyond account!
Enter to Win January 13, 2025 - February 28, 2025
Open a Beyond Spending Account
Simply opening a Beyond account gets you one automatic entry. Find the right account for you below and open an account online!
Use Your HCU Debit Card
Earn one entry for every purchase you make using your HCU Consumer Debit Card with your Beyond Spending account. The more you use your card, the more chances you have to win!
Find the Beyond Spending account that's right for you and open an account today!
Heartland Credit Union’s Beyond Spending accounts will change how you think about your checking account. Whether you’re looking to maximize your returns, enjoy money-saving perks, or simply manage your everyday spending with ease, our Beyond Spending accounts offer a range of options to fit your unique financial needs.
Beyond Essential
Receive up to $1,000 per claim ($2,000 per year) if your cell phone is broken or stolen.
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
Includes personal identity theft benefit, payment card fraud resolution, identity restoration, credit monitoring & credit report, and identity monitoring.Available 24/7 and free to use, up to $80 in covered service charges.
Receive reimbursement for canceled or interrupted trips when you purchase the entire trip from your Beyond Spending account.
Access your account anytime from your computer, tablet, or smartphone. Check balances, make transfers, pay bills, and more.
$6/Month
Only $6 per month.
Most Popular
Beyond Ultimate
Our best spending account rate. Earn dividends with no minimum balance.
Receive reimbursement for canceled or interrupted trips when you purchase the entire trip from your Beyond Spending account.
Available 24/7 and free to use, up to $80 in covered service charges.
Save money on prescriptions, eye exams, frames, lenses and hearing services.
$10/Month
Maintain a $2,500 minimum balance, and we'll waive the $10 monthly fee.
Beyond Freedom
Access your account anytime from your computer, tablet, or smartphone. Check balances, make transfers, pay bills, and more.
$4/Month
Waive the fee by using your HCU debit card for 15 purchases or HCU credit card for 15 purchases or cash advances per month.
For members between the ages of 19-23 and 65+, the $4 monthly service fee will be waived on the Beyond Freedom Spending account.
*NO PURCHASE NECESSARY AND A PURCHASE WILL NOT INCREASE YOUR ODDS OF WINNING. Open only to legal U.S. Residents. Residents of RI, FL, and NY are excluded. Void where prohibited by law. Must be 18 years or older to enter. The Heartland Credit Union $6,000 Spend and Win Giveaway begins on January 13, 2025, and ends on February 28, 2025, at 6 pm CT. See Official Rules for complete details.
