There will be upcoming site maintenance on Sunday, October 20th from 12am-7am. During that time, Digital Banking may be unreachable.

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Discover Checking Done Differently
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Money Market

Money Market

Earn rates on your savings as high as 2.35% APY

Home Loans

Home Loans

We're here to help you with your new home loan.
Home Equity

Home Equity

Use a Home Equity Line of Credit for almost anything.
Auto Loans

Auto Loans

We'll help you find, buy, and finance your next vehicle.
Checking Accounts that Work for You

Save More with HCU Certificates

Earn 4.75% APY 6-mo | 4.00% APY 24-mo.

International Credit Union Day

Shred Events and Food Trucks, Oct 17-18

Join us for International Credit Union Day.

More for Your Car Loan

Medicare Open Enrollment Oct 15-Dec 7

Make an appointment with our insurance specialists.

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Great Rates for You
See all rates
Auto Loans
as low as
5.74
%
APR
Get The Details
Personal Loans
as low as
10.50
%
APR
Start Today
Money Market
Earn up to
2.25
%
APY
Earn More

What our members have to say.

Matt R.

“The Hays location has taken care of me for about a year now and I’ve got nothing but praise for them! They know me by name and have been polite, professional, and respectful to me every time I go in or call in. I would definitely recommend Heartland to anyone who is looking for a new bank or just starting out.”

Matt R. Member since 2003
Alma R.

"My branch manager has worked with my fiancé and I in our journey to find the perfect vehicle within our budget. She is very patient to say the least. Not only are the rates competitive, but the way HCU truly cares is what makes a difference."

Alma R. Member since 2012
Mitch and Renee H.

"We've referred friends and family to Heartland Credit Union because we appreciate the personal connection we feel and the ease of doing business whether it's for our personal or business accounts."

Mitch and Renee H. Members since 2008
Em L.

“I love Heartland Credit Union and their dedication to our community! I am proud to be a lifelong member with personal accounts, and now business accounts, through HCU.”

Em L. Member since 1994

It's the Heartland Way

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Financial Education

We want to set you up for financial success. Take advantage of our online financial education courses or have one of our certified staff members help you with one-on-one financial advice. We believe everyone can experience financial well-being.
Learn More About Enrich

Heartland Credit Union Blog

The Way is our blog dedicated to providing you tips and information to help you feel more confident in your financial and personal life.
Read The Way

Credit Score Manager

Your credit score can have a big impact on your life.  Everything from what you pay for your next car to insurance, to getting qualified for a home loan can be affected by it. We’ve got the tools and the knowledge to help you take control of your credit score and make it work for you.
Try Credit Score Manager Today
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Community Commitment

Heartland is linked with the Kansas communities we serve, and we take pride in supporting organizations and events that have a positive and lasting impact on those who live and work here. We make a difference by living the credit union philosophy of “people helping people” through financial support, fundraising, and volunteer efforts.
The Heartland Way